54. SI on Cards — SI Hub

In the last ‘payments digest’, I wrote about RBI guidelines related to SI on Cards (mandate on cards). So let’s…

‘Who will save the card’ has been the burning question since RBI issued PA/PG guidelines in Mar’20. As per the guidelines, Payment Aggregators (PAs) and merchants cannot store or vault the cards. Few PAs interpreted the guidelines as per their own convenience… Few decided to vault cards with…

52. Super Wrappers

Let me bring back one of my favourite toys — Russian Nesting Dolls… why favourite? I am too old to play with them and my…

49. Payout (Revisiting Basics)

I wrote about payout or disbursement in article №42… where I covered various business cases, requirements…

59. BaaS (Part 2)

Hope you have read the previous part… (here)

48. Settlement — Faster

In Chapters 5 & 6, I covered the Settlement Time and Settlement Amount. As per the standard process, a merchant…