The Devil Is In The Details

As a risk manager focused in hospitality, there are a number of coverage issues I frequently see when reviewing a prospective client’s insurance policies. Although this just scratches the surface, the following are a short list of coverages that need to be reviewed closely and if…

Employment Practices Liability

I recently had a client (multiple unit restaurant operator) call to inform me that he is being sued for discrimination. He asked me if his insurance would cover this and sadly, I had to remind him that he opted against purchasing Employment Practices Liability Coverage.

First month… check!

Well, it’s been a very busy first month here at Brush Creek! As one would expect, we have spent the better part of the month working on all of the operational pieces of starting a new business. LLC registered — check. State License for the LLC — check. Agent licenses in 10 additional States —…

“Cyber-attacks on its clients jumped a whopping 56 percent last year”

“A new report by Willis Group Holdings, a global insurance provider based in the United Kingdom, shows that the hospitality industry (hotels, resorts, tour operators, and the like) has become a tempting target…

Making the dreaded insurance renewal easier to manage

Let’s face it, going through the annual renewal process year after year is about as fun as dealing with taxes. Unfortunately, it is one of those things that business owner’s have to deal with every year and typically dread it. I get it…

State of the Worker’s Compensation Market

UBS Sexual Harassment Verdict

Employment Practices Liability. Does your organization carry it? Fortunately, most (if not all) of my clients carry the coverage and will be well protected if (or when) claims are brought against them. Often times, the claims are without merit, but the company still has to…

False Bottom Line

Do you have a Risk Management Consultant or an Insurance Agent? Do you look solely for the cheapest price, or are you concerned about the coverage and service that you are paying for?

When thinking about these questions, I like to share the analogy of purchasing a new…

Joplin Tornado

Our thoughts and prayers go out to all who have been impacted by the treacherous tornado that rolled through Joplin yesterday.

I received a call shortly after the tornado from a client of mine who owns a restaurant in Joplin. He told me that his staff and patrons all walked…