I’m a financial planner, and there are 5 pieces of money advice no one ever wants to hear from me

Eric Roberge’s clients never want to hear that they should save more than they need to, buy less house, and leave their investments alone.

As a financial planner, there’s certain tough advice that clients never want to hear. Photo: Mat Najib/EyeEm/Getty Images

By Eric Roberge

You know how adults always told you to “eat your veggies” and greens when you were a kid? Well, that nagging advice doesn’t necessarily stop in adulthood. As a financial planner, I’m constantly giving people good advice they don’t want.

I know no one wants to hear this kind of money advice. But those who do listen — and more importantly, implement these ideas — tend to have better control over their cash flow, higher savings rates, and more financial power.

You might not like it, but much like eating broccoli and kale, taking it in is often for your own good.

Eric Roberge, founder of Beyond Your Hammock. Photo: Beyond Your Hammock

1. Don’t buy so much house

Buying a home is rarely a data-driven decision. It’s an emotional one, and for good reason. For many people, homeownership represents stability, security, and even status.