Emv

Cloud vs Payment

With the introduction of Apple Pay -and HCE before that, we started hearing about cloud payments. My initial reaction to cloud payment was “what kind of payment isn’t already in the cloud?”

In generic terms, cloud refers to data and applications that are not stored…

iCarte : contactless payment for iPhone

There’s been a lot of rumors around iPhone’s new release, iPhone 4 that it would come with an NFC chip but unfortunately it didn’t. It’d be a huge step for the contactless space -could also be a huge step for a proprietary system fully controlled by Apple, now…

Visa and MasterCard in the mobile space

We are clearly in the smart cards era. From set top boxes to access control systems, passports to -of course- payment systems run on these little security tokens. There are thousands of smart cards applications running on smart cards worldwide ranging in these…

EMVCo released handset requirements for contactless mobile payment

By maintaining the specifications of the banking card applications, EMVCo has a huge effect on banking card business. Visa and MasterCard developed their own implementations (VSDC and M/Chip respectively) based on…

Payment vs. ticketing

Contactless cards are penetrating into more and more market segments day by day. The three most common use cases of contactless cards are clearly ticketing, payment and access control. Now let’s skip the access control and compare the ticketing and payment use cases.