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Contactless World
Contactless World
Personal views on contactless and mobile payments
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Digitalisation of life -and wallets

This article is also available on Medium.

We are living in a digital world. From ovens to car keys, refrigerators to vending machines, each and every device is now running software. Every day we are getting more and more dependent on digital…


Mobile Payments, Apple vs Google

This post was originally published on Medium.

Back in 2010, NFC was a huge thing within the payment professionals community. Every single bank, payment processor, carrier and fintech company (this term was not in the mainstream media back then)…


Host Card Emulation

You’ve probably heard a lot on HCE — Host Card Emulation. Mobile industry had a great welcome on HCE, since contactless will become a software layer and get rid of hardware dependency. Actually every stakeholder in the NFC ecosystem except the SIM card vendors was thrilled.


NFC Symposium 2014

On 23–24th of January, NFC Symposium 2014 took place at Sheraton Hotel, Stockholm, Sweden. I was one of the attendants, along with mostly Scandinavian colleagues.

The speakers have been selected from a wide variety of NFC ecosystem, ranging from vendors, to airlines…


My article on E-Finance & Payments Law & Policy Journal

I wrote an article for E-Finance & Payments Law & Policy, a monthly journal published in the UK, about Turkey’s payment industry and the mobile payment trends. It was published on the October 2012 issue.


A not-so-utopic NFC world in a not-so-far future

NFC World Congress took place on September 17–19 at the French Riviera. I was not able to attend but my below article was published in the official publication of the event. I tried to materialize the use cases of NFC beyond payment in a near…


Google Wallet, the American way of NFC

Google has been working on Google Wallet for a long time. We’ve seen the first NFC payment experience via Google Wallet when it was released with a Citi prepaid card on Nexus. The first version came with a pre-installed Citi prepaid account and a 10 dollars. It…