Automated Clearing House (ACH) was created in the 1970s, as an electronic replacement for paper check transactions.
FedWire, the main wire transfer system used by the United States, crashed last week. Let’s talk about why that…
The Real-Time Payments (RTP) system from the US Clearing House is going to disrupt the…
We are used to thinking of financial services as the domain of banks and specialized firms. But what if we imagine a different…
Chargeback abuse (otherwise known as “friendly fraud”) is when a cardholder files to reverse a transaction without…
To disrupt financial services, fintech requires international scale. Fintech companies that operate in regional…
As a business, you have a few options to receive payments electronically from customers, but they…