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Dapi

Finance and technology

Go to the profile of Ria Golovakova
Ria Golovakova
Mar 19, 2021

A Short History of ACH

Automated Clearing House (ACH) was created in the 1970s, as an electronic replacement for paper check transactions.

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Go to the profile of Ria Golovakova
Ria Golovakova
Mar 5, 2021

FedWire: What Went Wrong?

FedWire, the main wire transfer system used by the United States, crashed last week. Let’s talk about why that…

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Go to the profile of Ria Golovakova
Ria Golovakova
Mar 1, 2021

How RTP Will Change Payments in 2021

The Real-Time Payments (RTP) system from the US Clearing House is going to disrupt the…

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Go to the profile of Ria Golovakova
Ria Golovakova
Feb 18, 2021

Embedded Finance

We are used to thinking of financial services as the domain of banks and specialized firms. But what if we imagine a different…

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Go to the profile of Ria Golovakova
Ria Golovakova
Feb 1, 2021

The Threat of Chargebacks

Chargeback abuse (otherwise known as “friendly fraud”) is when a cardholder files to reverse a transaction without…

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Go to the profile of Ria Golovakova
Ria Golovakova
Jan 22, 2021

Why Fintech Needs Scale

To disrupt financial services, fintech requires international scale. Fintech companies that operate in regional…

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Go to the profile of Ria Golovakova
Ria Golovakova
Jan 15, 2021

Dapi System V2

Version 2 of Dapi’s systems brings with it a number of improvements that will make your integration process and continued use of our…

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Go to the profile of Ria Golovakova
Ria Golovakova
Jan 11, 2021

US Payments Are Broken — Here’s Why

As a business, you have a few options to receive payments electronically from customers, but they…

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Go to the profile of Ria Golovakova
Ria Golovakova
Dec 13, 2020

Why Did Dapi Enter the US?

When Ahmed got on the plane, he didn’t think much of it. This flight was going to be a quick trip to the United…

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Go to the profile of Ria Golovakova
Ria Golovakova
Sep 14, 2020

Finance Concepts — Interchange Fees

When you, as a merchant, accept a credit or debit card, you have to pay a number of fees. These…

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