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Sufficient Balance
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Innovation Programs
dfslab.net
Sufficient Balance
Sufficient Balance Three / 2022
The B-Side of African Tech
The B-Side of African Tech
Tech in Africa has hit escape velocity. Newly minted unicorns. Tiger Global leading funding rounds. In many ways, the capital inflows into…
Stephen Deng
Oct 19, 2021
Build Cyborgs not Androids in Africa
Build Cyborgs not Androids in Africa
The difference between cyborgs and androids encapsulates the core choice that is made by every startup building a business in Africa.
Stephen Deng
Nov 1, 2022
The hard limits of retail digitalisation in Africa
The hard limits of retail digitalisation in Africa
This essay is a contribution from Chernay Johnson (Director of research, DFS Lab) and published in partnership with TechCabal.
Chernay Johnson
Mar 20, 2023
Sufficient Balance Two / 2020
The Frontier Blindspot
The Frontier Blindspot
We believe there are several core areas that will flourish and underpin the future of digital commerce in Africa.
Stephen Deng
Dec 8, 2020
Fortune at the middle of the pyramid
Fortune at the middle of the pyramid
The contours of African consumer purchasing power and the opportunities for the tech industry.
Jake Kendall
Dec 9, 2020
Who is ‘The African Consumer’?
Who is ‘The African Consumer’?
A follow-up to ‘Fortune at the middle of the pyramid’ This should help us better understand the shape of the Africa opportunity.
DFS Lab
Dec 15, 2020
Physical Ubiquity Redux
Physical Ubiquity Redux
The pandemic has created the biggest consumer behavior shifts we’ve seen in generations.
DFS Lab
Dec 22, 2020
Sufficient Balance One / 2019
A lay of the land
A lay of the land
Sufficient Balance One, Chapter 1: In many ways, Africa’s tech story is an African fintech story.
Alina Kaiser
Sep 29, 2021
Trains, Trust, and Card Networks (Invested Infrastructure Part 1)
Trains, Trust, and Card Networks (Invested Infrastructure Part 1)
Sufficient Balance One, Chapter 2
Alina Kaiser
Sep 29, 2021
Lights, Loans, and Beyond (Invested Infrastructure Pt. 2)
Lights, Loans, and Beyond (Invested Infrastructure Pt. 2)
Sufficient Balance One, Chapter 3
Alina Kaiser
Sep 29, 2021
Physical Ubiquity
Physical Ubiquity
Sufficient Balance One, Chapter 4
Alina Kaiser
Sep 29, 2021
Quality Capital
Quality Capital
Sufficient Balance One, Chapter 5
Alina Kaiser
Sep 29, 2021
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