Regulation & Unintended Consequences: The Recourse Rule

SVB: So Many Reasons To Fail

The failure of Silicon Valley Bank is making national news, and is being talked about as a big surprise. But it was inevitable and might just be the canary in the coal mine. Some causes of the failure include:

1. Federal Reserve purchasing trillions of…

Is New York using bank regulation to suppress speech?

What could Dollar General tell us about banking?

The President’s Working Group for Regulating Stablecoins: An Alternative Approach

Stablecoins are a relatively new means of exchange within the payments system. They have many of the characteristics of money, serving as a store of value and a medium of exchange, although…

On Banks and Bullets (and other controversial topics)

Quick reaction to the U.S Department of Justice’s filing in PHH v. CFPB calling the CFPB unconstitutional