FinRegRag

Tom Hoenig discusses SVB on CNBC

Tom Hoenig appeared on CNBC’s Squawk on the Street earlier today and talked about the FDIC’s decision to backstop SVB depositors.

SVB: So Many Reasons To Fail

The failure of Silicon Valley Bank is making national news, and is being talked about as a big surprise. But it was inevitable and might just be the canary in the coal mine. Some causes of the failure include:

1. Federal Reserve purchasing trillions of…

How the Court might put the CFPB on Appropriations Without Blowing Up the Economy

February FinReg Roundup

Here’s the latest roundup of recent research and commentary by FinRegRag’s…

The Economic Outlook: Four Questions to Consider

By Thomas Hoenig, Distinguished Senior Fellow, Mercatus Center

Introduction

Economic forecasting is a hazardous undertaking. Consider, for example, that the Federal Open Market Committee…

UPDATE: Wells Fargo disputes that decision was industry driven — Wells Fargo, Firearms, and Florida (TL;DR edition)

October FinReg Roundup

The latest research and commentary by FinRegRag’s scholars.

Meme Monday

The CFPB is Unconstitutional says the 5th Circuit

PayPal Terms of Service or: How Conservatives Stopped Worrying and Learned to Love Aggressive State Regulation?

PayPal Terms of Service or: How Conservatives Stopped Worrying and Learned to Love the CFPB?

PayPal Terms of Service or: How Conservatives Stopped Worrying and Learned to Love Financial Regulation?

More questions about Credit Card MCCs for gun stores

Quick Reaction to Credit Card Companies’ decision to monitor gun store purchases

August FinReg Roundup

The latest research and commentary by FinRegRag’s scholars.

Update On State Pushback to Politicized Capitalism — Can Red States beat “Woke Capitalism”?

Politicized (sometimes called “woke”) capitalism is all the rage these days. I of course mean “rage” both in the sense of “popular” and in the sense of “infuriating.” In the…

Rethinking America’s coming crypto surveillance regime