Ma Thoughts

Financial services in the age of Amazon

TLDR: It seems that Amazon is testing out new revenue + cost savings models in a low-risk manner by partnering with existing financial institutions, to potentially build the bank of the digital future. And other random thoughts.

Introduction to US Payment Systems Resources

Updated 2.26.18

I keep a list of payment resources in an email that I send out to anyone that’s interested in an introduction to payments, and figured it might be useful to expose publicly. I’m always trying to find more…

Fintech trends for 2018

This week I wanted to jot some thoughts on what I expect for 2018. Most of these are continuations of trends from the previous year, some obvious and some hopefully not so obvious.

1) The cryptocurrency market will collide with regulation — and I wouldn’t be…

Why I’m bullish on fintech — 2017

I was recently chatting with a lot of people around why I’m still excited about fintech, and I…

A (brief) foray into my exposure to digital currencies:

From disruption to partnership in Fintech — told through JPM annual statements

Four questions on APIs and the future of banking