Beam Journal

Earn 1.50–7.00% APY 💰FDIC-insured by banks. No minimum, earn daily, withdraw anytime, and absolutely FREE. Takes 1 minute to…

We received amazing responses from our existing Beam users (of the old Beam app) to volunteer to test-fly for the upcoming new Beam app…

When it comes to growing money, nearly everyone from the streets to Wall Street has heard of this magic word in the investor’s dictionary…

On Wednesday, the Federal Reserve announced its decision to reduce federal funds rate by 25 basis points from 2.50% to 2.25%. While the…

🇺🇸Belated Happy 4th everyone! 🇺🇸Hope all our Beam-lievers around the nation are having a great summer BBQ season with your loved ones.

According to the Federal Deposit Insurance Corporation (FDIC), US commercial banks earned a record 237.3 billion in net profits in 2018…

We are excited to share with you a preview of the newest features in our upcoming release!

Simultaneous release of Android Private Beta and Android Trial Accounts

As our community of Private Beta users, Trial Account users and waitlisters continue to grow in numbers, we are working hard to improve…

iOS (and soon Android) Trial Account for qualified members on the Beam waitlist

The average U.S. household is forfeiting $1,282 a year to banks in foregone interest. That's not exactly fair now, is it?

Recently we have received a number of inquiries regarding the specifics of how funds at Beam are FDIC-insured through our sponsoring…

At long last, winners announced for the “Top 10” award…

We are pleased to announce the launch of the Private Beta of the Beam app for iOS users.

As we get nearer to launching Beam’s limited-feature Private Beta, we’re excited to share some important announcements with you!

When President Donald Trump signed the new tax bill into law on December 22, 2017, there was much speculation on how the new tax reform…

To 2018! The year 2017 was in many ways a defining year for Beam. With your support, we officially launched our mission to the public…

As the holiday season approaches, we feel obliged to offer a sincere thank-you to all Beam-lievers. Thank you all for your relentless…

Today, we are announcing a statement outlining the reason and meaning behind Beam’s existence. Some people call it Mission and Vision, but…

Beam was seen on live television today. Click here to view the recording.

Bank profits are at record highs. We examine why.

Fed has hiked interest rates 4 times since 2015. Loan rates increased correspondingly, but not deposit rates. We explain why.

In Beam’s “Bank Explained” series debut today, let’s begin with 3 starting concepts that define the financial core of most banks.

We summarized financial product universe on one chart.