By Alec Zimmer, Data Science Manager
When detecting synthetic fraud, it is particularly satisfying to uncover a fraud ring that has been working together to target a lender. One way that we…
Throughout our time at SentiLink, the team and I have come across a ton of interesting fraud — some synthetic, some a broader form of credit abuse, but all of it involves a significant degree of cleverness on the part of the borrower. Going forward, we will be sharing the…
All of us at SentiLink are excited to announce that we were selected by the Social Security Administration to be part of the new eCBSV program, starting in June 2020. eCBSV (“Electronic Consent Based SSN Verification”) will allow us to help financial institutions verify whether the SSA has a…
In the course of detecting synthetic fraud, the team at SentiLink comes across many interesting tactics to misrepresent creditworthiness. One sophisticated tactic we’ve seen is the deliberate freezing or unfreezing of a given consumer’s credit report at each of the…
By Max Blumenfeld, COO
Credit reports give lenders an overview of a potential borrower’s interactions with other financial institutions, allowing lenders to take total outstanding debt and previous borrowing behavior into consideration when underwriting a…
By Karl Lubenow, Fraud Analyst
Switching phone carriers without having to change numbers — a process called phone porting — is a convenience available to consumers by the FCC under (47 U.S.C. § 251(b)(2)). The practice, however, has unintentionally allowed for an effective…