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Debt policy

Fixing high cost subprime credit cards

Fixing high cost subprime credit cards

Our new report, ‘Red Card’, shows how subprime credit cards often exacerbate problem debt and financial difficulty: what’s the solution?
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StepChange Debt Charity
Escape routes for mortgage prisoners

Escape routes for mortgage prisoners

The FCA’s recent consultation has shone a spotlight on the financial trap faced by mortgage prisoners. What’s being proposed?
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StepChange Debt Charity
How do the FCA’s reforms to overdraft charges measure up?

How do the FCA’s reforms to overdraft charges measure up?

Radical changes to the rules governing overdrafts will help people in financial difficulty — is there a catch?
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StepChange Debt Charity
It’s past time to end the benefits freeze

It’s past time to end the benefits freeze

By Adam Butler, Senior Public Policy Advocate
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StepChange Debt Charity
Ethical collections: Time to talk

Ethical collections: Time to talk

Bob Kingdon, Director of Compliance at credit management firm Intrum UK, discusses a modern debt collections approach.
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StepChange Debt Charity
Why we’re asking the Ministry of Justice for independent regulation of bailiffs

Why we’re asking the Ministry of Justice for independent regulation of bailiffs

Today we’ve submitted joint evidence with Taking Control to the Ministry of Justice in response to its call for evidence on bailiffs.
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StepChange Debt Charity
A few bad apples?

A few bad apples?

Last week the government moved a step closer to independent bailiff regulation by launching their Call for Evidence on bailiff action.
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StepChange Debt Charity
Parliament #TalkMoney event on student financial capability

Parliament #TalkMoney event on student financial capability

We’re proud of our role supporting the APPG on Debt & Personal Finance
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StepChange Debt Charity
Why we need an honest conversation about credit use

Why we need an honest conversation about credit use

Credit is a big part of people’s day to day lives. It can be a helpful way of smoothing out spending, but it can quickly become…
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StepChange Debt Charity
Hidden in plain sight: Ending the overdraft debt trap

Hidden in plain sight: Ending the overdraft debt trap

By Adam Butler, Senior Public Policy Advocate
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StepChange Debt Charity
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