On ROIC: Stalwarts and Compounders

Return on invested capital (ROIC) is a strong indicator of a quality company. This metric gives…

Gauging the Quality of a Business with ROIC

Many popular metrics, including price per earnings, price per cashflow, and price…

CrowdStrike (CRWD)

A compelling opportunity with significant network effects, CrowdStrike is emerging as a category leader in the cloud-native…

2020 Q1 & Q2 Review

July 1st, 2020

2020 Mid-Year Review

The first half of 2020 ended on June 30th, 2020. Throughout this period, the S&P 500 (SPY) returned -4.0% and the Dow Jones Industrial Average (INDU) returned -8.4%. For the same period, the…

Low-Interest Environment: Short Bonds for Cheap Capital?

What Drives Stock Prices?

Originally written June 15th, 2017, this story is intended for new investors who are looking to understand company…

Letter to Clients

April 19th, 2018

Torre Financial began as an idea; one that became a reality through action. Ramping up has not been without challenges. I’ve had to learn and understand the principles and pitfalls of the industry. In a continual effort to do so, I’ve adapted my…

Cloudflare (NET)

With the mission of helping build a better internet, Cloudflare (NET) is poised to be a significant player in the infrastructure…

2020 Q3 Quarterly Review

Results

The 3rd quarter of 2020 ended on September 30th, 2020. In Q3, the S&P 500 (SPY) returned +9.04%. For the same period, the consolidated return for Torre Financial accounts was +5.97%, with a range of +3.15% to +22.7%.