Dirty Little Secret #5: Rental Car Insurance

If you thought car insurance was tricky, you can easily be tricked into buying optional insurance products pushed by the rental car companies. The dirty little secret about the insurance offered by rental car companies: most of the time you won’t need…

Meet Uncle Jon, Insurance Hacker

Hi. I’m Jon Ansell. I’ve started and run national insurance companies for more than 20 years. That’s why I offered to help my 21 year old nephew buy auto insurance for his first car, a used Honda Accord.

Insurance 101: Deconstructing A Car Insurance Policy. Don’t be scared!

Dirty Insurance Secret #2: Your Credit Score Has An OVERSIZED Impact on Your Car Insurance Rate.

So why on earth should your credit score have anything to do with your car insurance rates? It’s not obvious… and is quite controversial. Nevertheless, insurance companies have discovered that credit-based insurance scores can…

Dirty Insurance Secret #1: The 6x Price Difference

Dirty Insurance Secret #1: The 6x Price Difference

Imagine shopping for a car — same year, make and model, same options, even same color — from 3 different car dealers. One quotes you a price of $20,000, another…

Dirty Insurance Secret #3: You Pay Through The Nose When You’re Under 25

7 Ways to Reduce and Offset Your Car’s Emissions

Did you know the average passenger car produces more than 4 metric tons of carbon dioxide a year? Collectively, cars and trucks account for nearly one-fifth of all US emissions and are a major cause of global warming. The impact of global…

Insurance 101 — Personal Discounts

Auto insurance discounts are divided into three categories: driver discounts, vehicle discounts, and policy discounts. Driver discounts are based on factors such as your driving history, student status, professional organizations, age, and how you use your car. Vehicle…

Insurance 101 — Car Insurance Discounts For Students

Car insurance is expensive for everyone, but it is especially costly for people under the age of 25. But all is not lost — you still have a chance to make that monthly premium go down in a few ways:

Insurance 101 — Car Discounts

On Tuesday, we talked about discounts based on personal factors. Today, I want to delve deeper into vehicle discounts. These discounts could be for pre-installed features of your car, or they could be features you can add. Similarly, depending on what make, model, or year your…