The core difference between the Utility Token model and Securities

In the last 3–4 years the number of crowd sales (called Initial Coin Offering) and the total amount of funds raised during these incentives have grown to the point (according to the data, provided by the CoinDesk) —…

Fintech Rewrites The Rules For SME Funding — And Everybody Wins

The impact of SMEs (small to medium sized enterprises) on the world’s economy is quite surprising. When we see information about the size of country economies, we perhaps have an impression of large companies driving…

How Scoring Models and Mechanisms Can Help SMEs Secure Financing

Many entrepreneurs and small- and medium-sized enterprises (SMEs) reach a point in their businesses where they require capital to further grow and develop. Whether a company is developing a new product, acquiring…

How Blockchain and WishFinance Can Help SME’s

It is often said that small and medium-sized enterprises (SME’s) are the…

How do Blockchain and Smart Contracts Revamp SME Lending

The Challenges of Alternative Lending

With the fallout from the market crash of 2008 still being felt by the lowest end of the financial spectrum, borrowers have been looking for an alternative, viable lending sources to meet their financial needs. Out of this need for alternative sources of lending…

Business Lending In Asia — A Significant Investment Opportunity. Part 3

Alternative lending is a new opportunity for investors. The markets in the US, UK and China are maturing, but the Asia Pacific region (excl China) is an emerging market. Within this market, business lending…

WishFinance: SME Lending Meets Ethereum Blockchain

WishFinance is an innovative cutting-edge technology start-up company aiming to bring an alternative option to the traditional lending industry, beginning with the Singapore and Hong Kong SME marketplace.

Blockchain Technology: Investments and Risks. Part 1

Although initially developed as a platform for cryptocurrencies such as Bitcoin, more and more financial institutions and other industries are beginning to recognize the value of blockchain technology as a mean of allowing parties to…