Adviser online

Life changes can be difficult, especially when a family separates. It’s important to think about the future. Your client should consider…

Enforcement agents (bailiffs) are still taking control of goods that are on hire purchase (HP) contracts. Advisers also see bailiffs…

With a pandemic followed by a cost of living crisis, ‘no recourse to public funds’ (NRPF) has become a more acute issue as these factors…

What can and adviser do if their client says they have an incorrect date of birth on their immigration status documents?

From January 2024 the Working Time Regulations 1998 (the regulations) were amended to contain specific rules for two types of workers —…

Clients that present as homeless may be concerned about what happens to their belongings once they are evicted, especially if they are…

This article will provide practical guidance for Advisers that outlines how ground 1 (where the landlord or their spouse or civil partner…

If a client has deprived themselves of capital for the purposes of obtaining benefit, then their benefit claims can assume that the client…

In this article we’ll look at how a Local Authority (LA) can use an Attachment of Earnings order (AEO) to collect council tax arrears and…

A how-to article covering what information is needed when using benefit calculators to support a calculation of the managed migration…

This article explores the position of people who have purchased mobile homes on holiday sites, with an expectation that they will be able…

This article explains the rules about what income to take into account when calculating Tax Credits, including what happens when a Tax…

Megan Lloyd looks at steps you can take if a creditor takes court action for a moratorium debt during a client’s breathing space.

Megan Lloyd and John Donkersley look at the factors and tactics that debt advisers need to know and use when advising clients from outside…

Megan Lloyd rounds up the options available for people struggling to afford their mortgages, and the Financial Conduct Authority rules and…

For many of us a car is one of life’s essentials. But when it comes to insolvency, cars and other vehicles like motorbikes are considered…

The FCA’s Consumer Duty (the Duty) launched on 31st July 2023. The associated rules and guidance are lengthy. This article aims to…

Mark Rayfield explains how to avoid getting stuck in a landlord’s drawn-out repairs system