Payments Transparency — Account Aggregator licenses

Privacy Breach in Bharat Bill Payment System

CashlessConsumer has complained to BPSS, RBI about the practices of BBPSOUs like PayTM, PayUMoney, Google Pay India, HDFC Bank on non-consensual retrieval of utility bill data.

Payments for Disaster Relief

The Kerala, Kodagu (Karnataka) and Nagaland were recently hit with floods prompting respective Chief Minister Disaster Relief Fund to seek out donations to help rescue, rehabilitation efforts carried out by the state. Payment apps have also advertised options to donate from…

Some Thoughts on UPI ecosystem

Recently I was asked for some comments on current state of UPI and interoperability. Putting them below with some minimal editing. Comments are personal.

> What is the status of non-bank merchant acquirers accessing the…

SRPHi — RBI Surveying digital payments consumer landscape

RBI has commissioned a survey to understand consumers use of digital payments. While the physical survey is limited to 6000 respondents…

Payments Transparency — Regulatory Penalties, National Security exceptions

Digital Payments has been…