Dapi

Finance and technology

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Mar 19, 2021

A Short History of ACH

Automated Clearing House (ACH) was created in the 1970s, as an electronic replacement for paper check transactions.

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Mar 5, 2021

FedWire: What Went Wrong?

FedWire, the main wire transfer system used by the United States, crashed last week. Let’s talk about why that…

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Mar 1, 2021

How RTP Will Change Payments in 2021

The Real-Time Payments (RTP) system from the US Clearing House is going to disrupt the…

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Feb 18, 2021

Embedded Finance

We are used to thinking of financial services as the domain of banks and specialized firms. But what if we imagine a different…

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Feb 1, 2021

The Threat of Chargebacks

Chargeback abuse (otherwise known as “friendly fraud”) is when a cardholder files to reverse a transaction without…

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Jan 22, 2021

Why Fintech Needs Scale

To disrupt financial services, fintech requires international scale. Fintech companies that operate in regional…

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Jan 15, 2021

Dapi System V2

Version 2 of Dapi’s systems brings with it a number of improvements that will make your integration process and continued use of our…

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Jan 11, 2021

US Payments Are Broken — Here’s Why

As a business, you have a few options to receive payments electronically from customers, but they…

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Dec 13, 2020

Why Did Dapi Enter the US?

When Ahmed got on the plane, he didn’t think much of it. This flight was going to be a quick trip to the United…

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Sep 14, 2020

Finance Concepts — Interchange Fees

When you, as a merchant, accept a credit or debit card, you have to pay a number of fees. These…

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The Dapi blog explores intersections of finance, technology, and open banking.

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