All Stories published by The FINTECH Book on May 07, 2015
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How Virtual Reality is becoming Actuality in Financial Services

by: Alan Underdown

Twitter: @underdown_alan

I believe we are approaching an inflection point in the story of how we will interact with computers. One of the technologies…


How superwallets move banks from the background to the front of the value chain

by: Dobromir Piekarski

Twitter: @Dobry365

The more payment choices in the industry, the weaker relationships between banks and their…


Why Am I Not Gonna Be Able to Enter a Bank?

by: Francisco Meré

Twitter: @Paco_Mere

“It is a long way and I waste so much time and money to be able to cash my paycheck. Once I arrive to a bank branch, an employee asks me what I need; I believe he…


Predictive Algorithms: Building innovative online banking

by: Jan Michael Auer, Jakob Etzel, Georg Heiler, Martin Prebio

Twitter: @jan_auer , @jakobetzel , @geoheil and @bountin


FinTech, Education & Savings: Reaching the Unbanked in Emerging Markets

by: Cesar Jimenez Richardson

Twitter: @alwayscesar

Mobile money services (MMS) are spreading rapidly across much of Africa, Asia, Latin America and the…


Luxembourg, a future Fintech hub?

by: Nazim Faid and Olivier Hance

Twitter: @NazimFaid & @OlivierHance

In January 2015, a Conference wholly dedicated to Fintech companies was held in Luxembourg. The term “Fintech”, a contraction of “Financial” and…


Cracking the Vault — User Experience in Fintech

By: Terry Cordeiro and Ivo Weevers

Twitter: @terryc_uk & @ivoweevers

Designing simple and usable experiences are instrumental to the adoption of new digital products. Recently, John Maeda (design…


The Changing Role of Loan Officers in Online Lending

By: Valentin Saportas

Twitter: @vsaportas

In a world increasingly dominated by technology, every industry is rapidly evolving and so too are the professions that comprise them. The…


Fintech + Digital Currency — Convergence or Collision?

by: Manie Eagar

Twitter: @manieeagar

Cryptocurrency meets digital finance and mobile value exchange


Banking like Water

by: Frank Sonder

In his famous New York Times interview David Bowie described the future of the music industry with “music like water”. 12 years later we listen to songs on spotify and gain mobile access to an nearly endless music library. As a result we witness…


Frictionless Sales in Banking

by: Derek Corcoran

Twitter: @cxofficer

Every industry suffers from “abandonment” issues — customers commence a purchase transaction by taking some action such as clicking a “Buy Now” or “Apply Now” button, but…


Banking on Innovation Through Data

by: Marc Torrens

The last few decades have seen the financial industry slowly incorporating Internet-based technologies to open up new distribution and operational channels. Digital banking allows customers to access almost all financial…


Bitcoin: Crytpo-currency or crypto-commodity?

By: Dele Atanda

Twitter: @DeleAtanda

Bitcoin is a finite resource like a precious commodity. Thinking of Bitcoin as a commodity makes it more understandable. An airplane manufacturer, for example’s…


Why the CFO is the MVP of the organization

by: Bob Stark

Twitter: @Kyribacorp

The Chief Financial Officer is increasingly relied upon to fully execute an organization’s business strategy– because CEOs and boards recognize that their financial…


Big Data Analytics — Opening up the opaque market of real estate

by: Teun van den Dries

Twitter: @TeunvandenDries

Real Estate has been at the heart of most of the financial crises in the past century. As an asset class, it is…


Corporate Venture — The new power broker in the FinTech innovation ecosystem

By: Nicole Anderson

Twitter: @NicoleAnMo

In 2014 40 Corporate Venture arms (CVC’s) invested in a combination of VC funds and accelerators equating…


The Raise of the Rest in Fintech

by: Stefano Tresca
Twitter:
@startupagora

Would you like to have 2.5 billions customers?

This is the number of “Unbanked” according to McKinsey, adults who don’t use banks or microfinance…


Capitalism disrupted

by: Don Ginsel

Twitter: @donginsel

The capitalist world is driven by the knowledge gap between people making trades. This enables a difference in perceived value of a trade that drives traders to both feel good about a deal. Likewise in…


Trading with the Crowd

by: Yoni Assia

Twitter: Yoni Assia

For the past few decades trading was a profession for the chosen and privileged few, however thanks to technology the financial markets are now more accessible than ever before. Finance today can become…


How your mobile may decide your next car

by: Bibhupriya Acharya

Twitter: @acharyabi

Personal preferences for the underlying technology now has deep impact on the way we interact with the world. Technology has deep personal and social impact on the…


Partnerships are the key to addressing financial and digital exclusion

by: Marc Lien

Twitter: @MarcLien

The UK’s prominent technology sector contributes enormously to GDP, the internet industry alone accounting for roughly 8.4%…


Creative Innovation and FinTech Laws & Regulations

by: Edwin Jacobs and Arno Voerman

Twitter: @FinTechLawyers

How does one deal with innovation and new technology in a heavily regulated financial sector? Does it sound like navigating between…


Transforming Tradition in B2B Commerce

by: David Desharnais

Twitter: @traxpay

Popular children’s author Lemony Snicket once wrote “Just because something is traditional is no reason to do it, of course.”


Betting with Cryptocurrencies

by: Antonios Manessis

Twitter: @ToneManessis

The betting industry — once again — is leading in consumer centric solutions in FinTech innovation. In the first Internet wave of 1999, more than half of PayPal’s transactions where…


The Lens To The Future — still Silicon Valley

by: Daniel Tyoschitz

Twitter: @DanielTyoschitz

There are certainly many hotspots for FINTECH companies around the world right now and many major financial services provider get more and more buzzword…


Compliance Is Key — Believe It Or Die!

by: Jan C Wendenburg

Twitter: @JanWendenburg

We love great Fintechs, like Paypal, Apple Pay and Stripe. We love to see them rise. We love using them.


Customer Acquisition in today Digital Economy

by: Robert Bloom

Twitter:

Digital Economy? Its what we did before in the physical world, we today do in a digital world, its that simple.


Future of Fintech

by: Kunal Nandwani

Twitter: @KunalNandwani

Fintech will continue to grow and stay in headlines, but it will be far from the full disruption. I do not see a google or facebook dominating the fintech yet. It will continue to be highly fragmented…


A Trend Analysis: Which path will FinTech choose?

by: Devie Mohan

Twitter: @devie_mohan

FinTech is undoubtedly in a world of emerging uncertainty. All roads seem to be leading to FinTech, with incredible attention and pressure on the industry…


Facebook to become THE non-bank bank

by: Eric Van der Kleij

Twitter: @Ericvanderkleij

In March 2015, Level39, Europe’s largest accelerator space for financial, retail, cyber security and future city technologies based at Canary Wharf in London…


Estonia, a force in fintech!

by: Ruth Chamberlain

Twitter: @Ruth_E_C

Estonia is a remarkable country, with a population of only 1.3 million people is leading the world in terms of attitude to and adoption of technology.


The disconnects of the connected world: Welcome to the great digital divide.

by: Peta Grewal

Twitter: @unlockKwanji

The great technological advances of our era and the influence and impressions that they have made on our…


The Death of Financial Capitalism and the Birth of Ecalism

by: Toby Chambers

Twitter: @Ecalism

Fintech innovations are rapidly disrupting the old financial capitalist mode of resource allocation with the birth of a new economic system I…


FinTech: A golden opportunity

by: Jan Skoyles

Twitter: @Skoylesy

By 2020 over £50bn of private wealth will be allocated to gold and half of that will be allocated to physical gold products.


Is Bitcoin merely a payment system and who might want to hold Bitcoins?

by: Liliana Reasor

Twitter: @lreasor

To answer those questions, I examine the statements on Bitcoin made by Marc Andreessen, co-founder of the venture…


Why London is the epicentre of FinTech

by: Georgia Hanias

Twitter: GeorgiaHanias

There are many reasons for our global FinTech dominance. We have the right geographical location as an international capital city, the right regulation and the biggest…


The future of FinTech

by: Sander Boon

Twitter: @sander_o_boon

FinTech is hot and evolving fast. Where does this development come from? Why is it so successful? Where is it going? To understand FinTech, we have to closely look at two interrelated socio-economic…


The Big Payments Question: Why Should I Use This?

by: Sam Murrant

Twitter: @sammurrant

Payment cards have been with us a long time. Plastic is an old technology, backed by old infrastructure. It is slower, more expensive, and less convenient…


The FinTech Field of Engagement

by: Colin Canright

Twitter: @collincanright

Financial services and the technologies that make it run are in a tremendous state of transformation, but not flux. All businesses and consumers need to understand the new…


Media Role in FinTech

by: Jesus Perez

Twitter: @especulacion

We are in a world where delivering content is critical. The definition of the media company is becoming larger and it is really difficult to understand the role of Google, Facebook Twitter or Linkedin…


Peer-to-peer solutions for the UK’s growing export market

by: Hamish Anderson

Twitter:

It is clear that currency markets best serve banks and multinational corporations which are converting and transferring large amounts of money on the…


Unleashing emerging India

by: Vipul Somaiya

Despite 2 out of top 10 Fintech companies of the world in 2014 is originated from India (Rank 2-TCS and rank 6-Infosys), 50% of the population is under banked. The major challenges are the old-aged financial services ecosystem, rigid…


Beyond borders

by: Don Ginsel

Twitter: @donginsel

One year ago, the Netherlands were about as far as any other country in Continental Europe: a thin group of internationally connected financial people had heard about FinTech in a different sense than the traditional…

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