Blurred line of difference between Need and Want

SOLID Principle in Personal Finance

My attempt to tie SOLID principles from software industry to personal finance.

I have spent about 15+ years in software industry and exposed to financial learning aggressively from about…

6 Systematic Investment Plan Mistakes

If you are a vivid “Personal Finance” related article reader, like me, then surely you would…

Bucket Theory for Tax Planning

Buckets are such a tools which we have been using from generations. It’s very simple to use. We use buckets for water, popcorn and what not. Today I propose a theory around buckets called “Bucket Theory” for tax planning in India (and similar tax structure countries).

What is Risk Tolerance and Risk Capacity?

What is the Risk? It is nicely summed up by Sir Warren Buffet in above quote. The risk…

Why Mutual Fund is better than Direct Stock?

On any discussion on financial matters, you will always see the arguments on Mutual Fund vs Direct Stock, be it at a lunch table or at a tea and/or sutta break. Neither side is wrong here, they both cater to the different set of people. It’s not easy…

Agile Investment Process

Agile Software Development Process is well known methodology, and people from IT background might have fair idea about it.

Agile methodology emphasis on many aspects which could be leveraged in our investment life cycle.